If you’re a real estate agent, an insurance agent, self-employed, or own your own business and haven’t been able to buy a house or refinance your current loan because of how much money you declare, then today’s topic is for you. It seems like there are new programs and guidelines being introduced to the market […]
People have approached me with a number of great questions about VA loan eligibility, so today I would like to highlight and address some of the things I’m most frequently asked. “How do you get a VA loan?” As simple as this question sounds, many people don’t know where to start this process. To get […]
As a first-time homebuyer, what’s required of you when purchasing a home? If you’re like most first-time homebuyers, you pretty much have three mortgage loan options to choose from: VA, FHA, and conventional. If you’re not a veteran or currently in the military, a VA loan doesn’t apply to you. As for FHA and conventional […]
There are many different loan programs available for first-time-homebuyers (or homebuyers in general), but the two most popular that I want to talk about today are the FHA loan and the conventional loan. Let’s start with the FHA loan. This loan allows you to purchase a property with a down payment of just 3.5%. That’s equivalent to […]
I often get questions about how VA loans work and what it takes to obtain one. The very first thing I’ll touch on is the VA lending limit. The VA only allows you to borrow up to a certain amount. This amount will vary by county. In San Diego County, for example, you can borrow […]