Whether you are a veteran or active duty, the VA loan is a great option for you. In my opinion, the VA loan is the best loan in the country. I’ll break down everything you need to get a VA loan for your home purchase today. First, though, I want to explain the three main […]
If you are like most people, you have a 30-year mortgage on your home to pay off. That might seem like an eternity, but there are a couple of different strategies that you can use to pay off that mortgage early. What most people are unaware of is that when you do get a mortgage, […]
For the past month, I’ve been meeting with previous clients and doing their yearly loan reviews. When the topic of refinancing comes up, I keep hearing the same things. “Refinancing only means taking money out of your mortgage or your house.” That’s not necessarily true. When refinancing, you have several options. The most common is refinancing an […]
When buying a home, there are a few questions that you should make sure to ask your lender. 1. What is my interest rate? This is important because the interest rate determines what the principal and interest portion of your mortgage payment will be. Make sure that you discuss interest rates up front so that you […]
How does the recent interest rate increase affect you? There are a few ways you need to be mindful of. First, you need to know that when the Federal Reserve moves interest rates, what they’re actually doing is moving the federal funds rate. The federal funds rate is the rate at which banks lend money […]