Today we’re talking about a few different ways that you can tap into the equity in your home. I hear from clients all the time who aren’t getting much help from Wells Fargo, Citi Bank, and other large financial institutions. These companies tend to be much more strict when it comes to how and when […]
Homebuyers: there are five big mortgage misconceptions that could lead you astray if you believe them. Today I’ll name them and discuss the actual truth behind them: 1. You’ll get the best rate with your current bank. Some banks offer discounts to their clients, but that’s not usually the case. You’re always better off shopping […]
Today I want to provide you with a list of documents you’ll be required to have in order to get pre-qualified for a home loan if you’re going FHA, VA, or if you’re self-employed. With both FHA and conventional loans, you’ll need the same documents: The two most recent pay stubs for both the main […]
There are many different ways to tap into the equity of your home. We’re going to break it down for you today, whether you have VA, FHA, or conventional financing. We’ll also tell you how to cash into your equity without having to refinance. First, let’s talk about cashing out with a VA loan. A […]
Today I am going to discuss a couple questions that my clients keep asking me: Are we in a housing bubble? Will there be a downturn in home value prices? The economy is extremely strong in San Diego and Temecula and we are not following the same pattern of oversupply that we did in 2007. […]